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Home Insurance Cookeville TN

Compare multiple quotes for your Cookeville TN home insurance policy; by shopping with Inman-Storie.

If you prefer to shop and get one-on-one consultation from a licensed agent, you're in the right place. At Inman-Storie you can shop for your Cookeville home insurance policy the way you prefer. Also, our customers typically save on their homeowners insurance by packaging their home and auto insurance.

Shopping at Inman-Storie not only means getting great savings, but also ensures superior coverage. Compare with leading US insurance carriers. You can be sure you're getting the best price on the most comprehensive coverage for your Cookeville, TN home.

 

Curious about how much you could save on your cookeville home insurance policy? Call today.

 

Home Insurance –
Protecting Cookeville, Monterey, Baxter, Gainsboro, Celina Livingston,
Crossville and all of Tennessee

 

Your home is the center of your daily life, and likely your most valuable asset. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact. Inman-Storie Insurance Agency can help you find the homeowner’s insurance that will best meet your needs and provide the most valuable combination of
tailored coverage, quality service and fair pricing.

 

Insurance for All Kinds of Homes

Depending on where you live – a house, apartment, or condominium – the right home insurance policy can provide you peace of mind as well as the money you need to repair or replace your home and/or belongings. Contact
us
for more information today!

 

Tennessee – What you need to know about homeowners insurance Whether you own or rent, insuring the place you call home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. It will also cover you in the event someone is injured while on your property and wins a legal judgment against you.

 

Homeowners policies differ by which losses are covered, which coverages you choose, and what type of residence you own. You choose which policy is best for you, whether it’s a comprehensive policy that cover losses such as fire, hail, smoke, falling objects, vandalism and theft of personal property, or whether
it’s a policy that covers only specified losses.

 

Inman-Storie
Insurance Agency

is here to help you find the right insurance for your home

Whether you’re a home or condo owner, a renter, or a landlord, Inman-Storie Insurance Agency will work with you to find a home insurance policy that fits your needs. We specialize in making it easy to choose the insurance coverage that gives you the best value for the best price.

 

Your home insurance policy is most often made up of the specific options you choose, so how much you'll pay for your policy depends on:

 

  • What you select. Oftentimes
    homeowners insurance options are priced individually, so how much you'll pay
    for your policy depends on what coverages you buy.
  • How much you want to
    cover.

    Higher deductibles usually lower your premium price by shifting part of the
    loss payment to you. For example, if you had a $500 deductible, you would be
    responsible for paying the first $500 of the covered loss.
  • Where you set your limits. You may choose to
    set higher limits than the recommended amount if appropriate to your situation
    and needs.
    • Worried you aren’t
      completely covered?

      Consider an umbrella insurance policythat extends your coverage.

 

 

The Right Coverage. The Right Price. The Right Value

The amount you pay for your homeowners insurance depends on many factors. Think of your personal housing situation, and the assets you want to protect.

 

Protection for Your Home

Property or Dwelling Coverage typically pays to repair or rebuild your home if it’s damaged or destroyed by an insured event like a kitchen fire or windstorm.

 

Protection for You and Other
People

Personal Liability Coverage applies if someone is injured or their property is damaged and you are to blame. The coverage generally applies anywhere in the world.

  • When choosing your liability coverage limits, consider things like how much money you make and the assets you own. Your personal liability coverage should be high enough to protect your assets if you are sued.

 

Medical Coverage

This covers medical expenses for guests if they are injured on your property, and in certain cases covers people who are injured off of your property. It does not cover health care costs for you or other members of your household.

 

Additional Living Expenses

If
you can’t live in your home because of a covered loss, your home insurance policy
will pay additional living expenses—commonly for up to 24 months—while damage
is assessed and your home is repaired or rebuilt.

 

Protection for Your Belongings

Your home is filled with furniture, clothes, electronics and other items that mean a lot to you. Personal Property Insurance helps replace these items if they are lost, stolen or destroyed as a result of a covered loss.

 

Scheduled Personal Property
Coverage

If you have special possessions such as jewelry, art, antiques or collectibles you may want to talk to your agent about this additional coverage. It provides broader coverage for specific items.

 

If You Rent Out Your Home

Landlords may have the option to buy optional liability coverage for the risks posed by tenant-occupied dwellings. Visit our Landlord Protection Insurancepage for more
information.

 

Cookeville Monterey – Protect the Things
that Matter to You
Make an inventory of your home and personal belongings. If possible, make a list as well as take photos or video – using two inventory methods can help expedite the claim resolution process. Keep this list somewhere other than your home. Keep in mind that your policy doesn’t cover damages caused by poor or deferred maintenance on your part.

 

Every home is unique – talk to us todayto find out how to get the best price and value on homeowners insurance for you.

 



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